Buying a house for the first time can be a daunting experience for first time homebuyers. There are many things to think about and to discuss with your spouse. We have come up with a checklist to guide you in the process of buying your first home. 

Step 1 Meeting with your Agent

Step 2 Prequalify for Mortgage

(We recommend that you call more than one lender)

Step 3 Preview Homes

Step 4 Making The Offer

Negotiate until both parties agree to price and terms of contract

Step 5 Loan Application

Step 6 Shop for Homeowners Insurance

When you have the right one – notify your agent of company selected

Step 7 “Wait” (this waiting process can be nerve wrecking. But it is essential to get all reports, permits and verification done the right way to help you proceed to the next step.) 
        a) credit report
        b) appraisal
        c) verifications of job & credit
       d) underwriting
       e) approval
       f) title search & file started
       g) termite inspection
       h) survey
       i) lenders instructions to title co.

Step 8 Review Closing Statement with your Agent and determine money needed at closing

Step 9 Get Certified Check or Money Order to take to Closing

Step 10 Attend the Closing

Congratulations – You are ready to move into your new home!

With a Realtor from SandCastle Dreams Realty, Inc. we are professional negotiators and will do our best to get you into that home of your dreams.

Buying a house for the first time can be a daunting experience for first time homebuyers. There are many things to think about and to discuss with your spouse. We have come up with a checklist to guide you in the process of buying your first home. 

Step 1 Meeting with your Agent

Step 2 Prequalify for Mortgage

(We recommend that you call more than one lender)

Step 3 Preview Homes

Step 4 Making The Offer

Negotiate until both parties agree to price and terms of contract

Step 5 Loan Application

Step 6 Shop for Homeowners Insurance

When you have the right one – notify your agent of company selected

Step 7 “Wait” (this waiting process can be nerve wrecking. But it is essential to get all reports, permits and verification done the right way to help you proceed to the next step.) 
        a) credit report
        b) appraisal
        c) verifications of job & credit
       d) underwriting
       e) approval
       f) title search & file started
       g) termite inspection
       h) survey
       i) lenders instructions to title co.

Step 8 Review Closing Statement with your Agent and determine money needed at closing

Step 9 Get Certified Check or Money Order to take to Closing

Step 10 Attend the Closing

Congratulations – You are ready to move into your new home!

With a Realtor from SandCastle Dreams Realty, Inc. we are professional negotiators and will do our best to get you into that home of your dreams.

Interact with us!

Was this helpful ? Let us know!